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USDA Rural Development Loans to Purchase or Repair a Home

The USDA Rural Development has financing available for residents of Columbia County to purchase and/or repair a home.

This is an ongoing program, so please feel free to contact them at any time of the year.

  • For the grants, the applicant must be 62 or older.  Grants are available to elderly, very-low-income homeowners to remove health and safety hazards from their home.
  • For the loans, there are no age limits. The loan interest rate as of August 31, 2018 was 1% over 20 years (subject to change), which is about $4.70 for every $1,000 borrowed.

Does your home need repairs?  Would you like to purchase a home?  USDA Rural Development has funding available to purchase and repair homes in eligible rural communities. Interest rates range between 1.00% - 3.75%. Grants for repairs are also available to income eligible households over the age of 62.

In each community, you can probably think of one or two residents - maybe more - who need funds to help them repair and maintain their home.  If you have some properties in your communities that could use some love and attention and/or homeowners who are struggling with a list of repairs… why not share this information with those home owners to see if they qualify and are able to apply?

USDA Rural Development is an equal opportunity provider, lender and employer.

Section 502 - Direct Loan Program to Purchase a Home

Additional information on the home purchase program is available at: 

https://www.rd.usda.gov/programs-services/single-family-housing-direct-home-loans/wi

Section 504 - Loan Program to Repair a Home

Additional information on the home repair program is available at:

https://www.rd.usda.gov/programs-services/single-family-housing-repair-loans-grants/wi

Contact the USDA Rural Development office in Stevens Point, WI at 715-345-7611 for more information or visit their website at https://www.rd.usda.gov/wi.

Stephanie Kelnhofer
Housing Specialist
Rural Development
United States Department of Agriculture
5417 Clem’s Way
Stevens Point, WI  54482

Town of Lodi
W10919 County Road V
Lodi, WI 53555
Phone: (608) 592-4868
Fax: (608) 592-2024
Email: townoflodi@townoflodi.com